Terms of use

1. About these terms

These terms cover your use of the website run by Lumiere Resources Ltd, RC 9972804 ("Lumiere Resources") and your application to, and participation in, the programmes it offers. By using the site or applying, you agree to them. If you do not agree, please do not apply.

2. Who you are dealing with

The website is operated by Lumiere Resources Ltd. The Lumiere Leadership Academy, Women in Leadership and Governance and the Lumiere Leadership Network are nonprofit initiatives affiliated with Lumiere Resources. Their registration is in progress, so they are not yet separate legal persons. Until they are registered, Lumiere Resources Ltd is the party you deal with: it is responsible for administering and delivering these programmes, and for:

• programme administration and engaging facilitators;
• communications with participants;
• certificates;
• complaints;
• cancelling or postponing a programme; and
• payments and refunds.

Checkout and your receipt say which programme your payment is for. When an initiative is registered we will tell you before any of these responsibilities move to it. Lumiere Advisory is the consultancy of Lumiere Resources, and its services are agreed separately with each client.

3. Applying

• You must give true and complete information. A false statement can lead to your application being withdrawn or your place cancelled.
• Lumiere Leadership Academy: ages 18 to 30 on the programme start date. Bloom and Blossom: women aged 18 to 30, or with 1 to 7 years of work experience. Women's programmes use your own declaration. We do not ask for proof.
• Priority is given to applicants from Nigeria and Africa in selection. It is a preference only. Every eligible applicant is reviewed in the same way.
• Applications are reviewed, not first come first served. Places are limited and a waitlist may be used. Applying does not guarantee a place.
• You may apply to more than one programme. If you are not selected, you may apply for a later cohort.
• The application window, and a short grace period after it closes, are shown on the site.
• Hardship and scholarship answers are optional and never stop you from applying.

4. Fees and payment

• You pay only after you are selected. Fees: Lumiere Leadership Academy ₦20,000, paid in full or in two equal instalments (the first at registration and the second on 28 February 2027), as you choose. Bloom and Blossom ₦50,000 in two instalments, the first at registration and the second on 28 February 2027. Applicants living outside Nigeria pay USD 50 or GBP 50 for either programme, on the same instalment plan. [Reason for the different fee to be confirmed.]
• The currency is set by the country of residence you declare in your application, not by the card you use.
• Your price is fixed when your order is created. Later fee changes apply only to new orders.
• Scholarships reduce or waive fees. They are applied as a percentage.
• Your place is held for 15 business days after you are selected. After that it may pass to the next applicant on the waitlist.
• If you miss an instalment, we will send reminders and allow a grace period of one month, then review your case. We will not remove you automatically.
• Payments are processed by Paystack. We do not see or store your card details.
• Lumiere Resources Ltd, the registered company, receives your payment for the programme named at checkout and is responsible for administering it and any refund. The amount and currency are shown before you pay. Receipts are acknowledgements of payment, not tax receipts.
• If you withdraw before an instalment is due, you do not have to pay that instalment.

5. Taking part and graduation

• Sessions run on Zoom. Links are in your participant area and must not be shared.
• A session counts as attended if you are present for at least 75% of its time (45 minutes of a 60-minute session). The programme manager records attendance from Zoom reports and may adjust it with a written note.
• To graduate from the Lumiere Leadership Academy you must attend at least 4 of 5 sessions of Change Makers and at least 3 of 4 sessions of Leading Aright. One excused absence per course is allowed, and it counts towards the total.
• We may remove access for conduct that harms others or breaks these terms, after review.
• Certificates are awarded only to participants who meet the published completion requirements, including the attendance rules above.
• Taking part in or completing a programme does not guarantee employment, a leadership appointment, a placement or a place in a later programme. MATCH, and any other placement or matching programme, has its own separate eligibility requirements and selection.
• The Lumiere Leadership Network is a Christian-faith community. Joining it is optional and is not a condition of the Lumiere Leadership Academy or Women in Leadership and Governance.

6. Conduct and content

• Be respectful, honest and lawful. Do not misuse the site, try to get around security, or send spam.
• We are nonpartisan. We do not support any political party or candidate. Your own comments and testimonials must follow the same rule and may be moderated.
• Programme materials belong to Lumiere Resources or its licensors. You may use them for your own learning, not to sell or republish.
• Photos and testimonials are used only with your separate written consent, which is never a condition of a place, a scholarship or taking part, and which you can withdraw at any time.

7. Our responsibility

We take care to keep the site accurate and available, but we do not promise it will always be error free or uninterrupted. Programmes may change dates, format or facilitators, and we will tell you promptly.

• We are responsible for loss or damage you suffer that is a foreseeable result of our breaking these terms or of our negligence.
• We are not responsible for indirect or consequential loss, or for loss caused by events beyond our reasonable control, such as a failure of the internet, a payment provider or a video service that is not our fault. Where an event like this affects a programme, we will tell you promptly and offer a new date or a refund under our refund policy.
• Nothing in these terms limits or excludes our liability for fraud or fraudulent misrepresentation, wilful misconduct, negligence where the law does not allow it to be excluded, breach of our obligations under data protection law, or anything else that cannot lawfully be limited or excluded.
• Nothing in these terms affects your rights under the Federal Competition and Consumer Protection Act 2018 or any other consumer law that cannot be excluded.

8. Changes, ending and law

• We may update these terms. Changes do not affect a fee already agreed for your order.
• We may end or suspend a place for breaking these terms, after a fair review, with a refund where our refund policy says so.
• These terms are governed by the laws of the Federal Republic of Nigeria. Disputes go first to good-faith discussion, then [mediation, arbitration or the courts: to be confirmed].
• Contact: info@lumiereresources.org, 9 Obigbo Street, Old GRA, Aba, Abia State, Nigeria.